[Owasp-leaders] Team OWASP on Kiva

Gunnar Peterson gunnar at arctecgroup.net
Wed Nov 25 00:52:11 EST 2009

Kiva is transparent and efficient in this regard as the author points  

"I hasten to temper this criticism. What Kiva does behind the scenes  
is what it should do. Imagine if Kiva actually worked the way people  
think it does. Phong Mut approaches a MAXIMA loan officer and clears  
all the approval hurdles, making the case that she has a good plan for  
the loan, has good references, etc. The MAXIMA officer says, “I think  
you deserve a loan, and MAXIMA has the capital to make it. But instead  
of giving you one, I’m going to take your picture, write down your  
story, get it translated and posted on an American web site, and then  
we’ll see over the next month whether the Americans think you should  
get a loan. Check back with me from time to time.” That would be  
inefficient, which is to say, immorally wasteful of charitable  
dollars. And it would be demeaning for Phong Mut. So instead MAXIMA  
took her picture and story, gave her the loan, and then uploaded the  
information to Kiva. MAXIMA will lend the money it gets from Kiva to  
someone else, who may never appear on kiva.org."

Always listen to the person on the ground.


On Nov 24, 2009, at 11:30 PM, daniel cuthbert wrote:

> Funnily enough I'm actually in the process of documenting people in  
> Mozambique who have recieved Kiva loans. The post is true in a  
> sense, these ladies weren't given the best business advice but it's  
> not all doom and gloom, some projects have really made a difference.
> 2009/11/24 Rogan Dawes <lists at dawes.za.net>
> Gunnar Peterson wrote:
> > Fyi, there is a Team OWASP on Kiva (*), it was started by James
> > McGovern. There are currently 23 members, and the team has made over
> > $7,800 worth of microloans.
> >
> > http://www.kiva.org/community/viewTeam/?team_id=522
> >
> > -gunnar
> FWIW, there was a recent post about how the person whose photo is
> associated with the loan is NOT necessarily the person who will  
> receive
> your money.
> http://blogs.cgdev.org/open_book/2009/10/kiva-is-not-quite-what-it-seems.php
> Rogan
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